---
title: Self employed and 1099 workers life insurance: No boss, no work plan. If you die, what does your family get
url: https://coverfolk.com/go/for/self-employed
updated: 2026-10-08
---

Self employed and 1099 workers life insurance100% free

# No boss, no work plan. If you die, what does your family get?

1099 workers with no work benefits. Priced by licensed agents who know your job.

Tap your age to see your price

About 2 minutesNo spam. Phone confirmed.Licensed agents only

Only **59%** of private industry workers can get life insurance through work, and it usually ends when the job does. [BLS: Employee Benefits, March 2026](https://www.bls.gov/news.release/ebs2.nr0.htm)

1. **Tap your age**A few easy taps about you and your health.
2. **See your price range**Based on published sample rates.
3. **Get your real price**One licensed agent texts or calls you. Never a robocall.

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