---
title: Life Insurance for Correctional officers | Coverfolk
url: https://coverfolk.com/jobs/correctional-officers
updated: 2026-10-08
---

# Life insurance for correctional officers

Correctional officers keep jails and prisons safe. The work can be stressful and dangerous. BLS counts about 416,000 correctional officer and bailiff jobs.

[Find my coverage gap](/jobs/correctional-officers/calculator)

Updated October 8, 20264 sources[Fact checked](/editorial-standards)

**416,000**About 416,000 correctional officer and bailiff jobs (415,800) (2025)[Source: BLS OOH: Correctional Officers and Bailiffs](https://www.bls.gov/ooh/protective-service/correctional-officers.htm)

[### correctional officers coverage calculator

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Open](/jobs/correctional-officers/calculator) [### If you die on the job

What workers comp, work plans and Social Security pay, and what they don't.

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## Why it matters

BLS says these officers have one of the highest rates of injury and illness of all jobs. Many get hurt in fights with people in custody.

Most work for state and local government. BLS says 84 percent of those workers had access to a work life plan in 2026. A plan you own can add to it and stay with you.

* BLS says correctional officers have one of the highest rates of injuries and illnesses of all jobs.
* 84 percent of state and local government workers had access to life insurance at work in March 2026.
* Life insurance from work usually ends when you leave the job. A basic work plan often pays only one or two times your yearly pay.

## What an insurer may ask you

Have these ready. Being honest up front gets you a real price and avoids problems at claim time.

* Where you work: jail, prison, or court
* Any special team work, like tactical units
* How much coverage you have through work
* Your age, health, and tobacco use

## Common questions

Can correctional officers get life insurance?

Yes. Your age, health, and tobacco use matter most.

Do I already have coverage at work?

Many do. Check your benefits. A basic plan often pays one or two times your pay.

What happens if I leave the job?

Work coverage usually ends. A policy you own keeps going.

Should I buy more than my work plan?

Think about your mortgage, debts, and kids. Many families need more than one or two years of pay.

## Coverage people in this job pick

[**Term life: The most coverage for the least money, for 10 to 30 years.**](/coverage/term-life)[**Mortgage protection: Life insurance sized to your home loan, so the house stays paid.**](/coverage/mortgage-protection)[**Final expense: Small whole life plans that pay for a funeral and last bills.**](/coverage/final-expense)[**Does my job change what I pay for life insurance?**](/answers/does-my-job-affect-life-insurance)[**Is the life insurance from my job enough?**](/answers/work-life-insurance-enough)[**How much life insurance do I need?**](/answers/how-much-life-insurance-do-i-need)

## Sources

1. [BLS OOH: Correctional Officers and Bailiffs](https://www.bls.gov/ooh/protective-service/correctional-officers.htm)
2. [BLS: Life insurance benefits, access and take up rates, March 2026 (Table 5)](https://www.bls.gov/news.release/ebs2.t05.htm)
3. [BLS: Employee Benefits in the United States, March 2026](https://www.bls.gov/news.release/ebs2.htm)
4. [Texas Department of Insurance: Life insurance guide](https://www.tdi.texas.gov/pubs/consumer/cb018.html)

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