--- title: Life Insurance in Inglewood, CA: Free Quotes and Local Facts url: https://coverfolk.com/states/california/inglewood updated: 2026-10-08 --- # Life insurance in Inglewood, CA Get a free price from a California agent, and see what families in Inglewood usually need. [Local facts](#local) Updated October 8, 2026[Fact checked](/editorial-standards) Inglewood102,765 people The short answer Families in Inglewood earn a median $69,362 a year, and the typical owned home is worth $798,300. A simple rule puts the need for a typical family here at about **$1,250,000**. Term life is usually the lowest cost way to get there. ## Inglewood by the numbers Median household income : $69,362Lower than the California median of $100,149 Typical home value : $798,300Close to the California median of $759,500 Homes owned : 39%66% of owned homes have a mortgage Households with kids : 25%41,580 households in all Age 65 and older : 17%Median age 41.9 Veterans : 2,9843.5% of adults ## Living in Inglewood Inglewood is one of 77 California cities with more than 100,000 people, with 102,765 residents and a median age of 41.9. That is older than the state as a whole, which is one reason final expense comes up a lot here. The median household here earns $69,362, below the US median of $81,604. The typical home costs about 11.5 times that income, a heavy load for one paycheck to carry alone. Compared with nearby Los Angeles (6 miles away), homes in Inglewood are worth less ($798,300 vs $947,900), and a similar share of households have kids at home. The biggest hands on job group here is sales, at 9.4% of workers. Work coverage usually ends when you leave the job, so a policy you own stays put. ## Who works in Inglewood The biggest groups of hands on and front line jobs here, as a share of all workers. Some of these jobs can change your price, and some companies treat them better than others. **Sales**9.4%[Real estate agents](/jobs/real-estate-agents)[Self employed](/jobs/self-employed) **Health care**8.7%[Nurses](/jobs/nurses)[EMTs and paramedics](/jobs/emts-paramedics)[Doctors](/jobs/doctors) **Driving and moving goods**8.6%[Truck drivers](/jobs/truck-drivers)[Rideshare and delivery](/jobs/rideshare-drivers)[Warehouse workers](/jobs/warehouse-workers) **Construction**6.8%[Construction](/jobs/construction-workers)[Roofers](/jobs/roofers)[Electricians](/jobs/electricians) ## What fits families in Inglewood **Mortgage protection** 66% of owned homes in Inglewood still have a mortgage. If your family would struggle to make that payment without you, size a policy to the loan. [More on mortgage protection](/coverage/mortgage-protection) **Term life for parents** 25% of households here have kids under 18. Term life covers the years they depend on you for the lowest price. [More on term life](/coverage/term-life) **Final expense** 17% of people in Inglewood are 65 or older, close to the California rate. A small policy keeps funeral costs off the family. [More on final expense](/coverage/final-expense) **Veterans** About 2,984 veterans live in Inglewood. VGLI is not your only choice. [More on veterans](/jobs/veterans) ## Final expense and burial insurance in Inglewood About 17,500 people in Inglewood are 65 or older. A small final expense policy, also called burial insurance, pays for the funeral so the family does not have to. | Age | Women, $10,000 | Men, $10,000 | | --- | --- | --- | | **60** | $33 | $43 | | **70** | $53 | $70 | | **80** | $98 | $134 | National sample rates, Choice Mutual, Rates valid as of March 9, 2026. Not a quote. [Funeral costs and help in California](/funeral-costs/california) ## California rules that protect you * Free look: 10 days to return a new policy for a refund * Grace period: 60 days if you miss a payment * Guaranty protection: up to 80% of death benefit, up to $300,000 in death benefits * Help line: California Department of Insurance, 1-800-927-4357 [All California rules](/states/california) ## Common questions in Inglewood How much life insurance do I need in Inglewood? A quick rule of thumb: 10 years of income plus what you owe on your home. With Inglewood's median household income of $69,362 and a typical home value of $798,300, that lands near $1,250,000 for a typical family. Your number depends on your debts, kids and savings. Our calculator does the math. Can I get life insurance in Inglewood without a medical exam? Often, yes. Many companies approve healthy people with health questions and records instead of an exam. Older buyers can also look at simplified issue or guaranteed issue final expense plans. Do I need an agent licensed in California? Yes. An agent must hold a California license to sell you a policy. You can check a license with the California Department of Insurance at 1-800-927-4357. Source: [California Department of Insurance](https://www.insurance.ca.gov) What does a funeral cost near Inglewood? Local prices vary by funeral home. Nationally, the median funeral with viewing and burial was $8,300 in 2023, and $6,280 with cremation (NFDA). Under the FTC Funeral Rule, any funeral home in Inglewood must give you an itemized price list. Source: [FTC Funeral Rule](https://consumer.ftc.gov/articles/ftc-funeral-rule) · [NFDA price study](https://content.nfda.org/news/media-center/nfda-news-releases/id/8134/2023-nfda-general-price-list-study-shows-inflation-increasing-faster-than-the-cost-of-a-funeral) What happens if my insurance company fails in California? The California Life & Health Insurance Guarantee Association protects California policyholders up to 80% of death benefit, up to $300,000 in death benefits, per insured person. Source: [California Life & Health Insurance Guarantee Association](http://www.califega.org) · [NOLHGA: how you are protected](https://nolhga.com/policyholders/how-youre-protected/) ## Near Inglewood [Los Angeles](/states/california/los-angeles) (6 mi), [Torrance](/states/california/torrance) (9 mi), [East Los Angeles](/states/california/east-los-angeles) (11 mi), [Downey](/states/california/downey) (12 mi), [Long Beach](/states/california/long-beach) (16 mi), [Burbank](/states/california/burbank) (16 mi) ## Sources 1. [Census ACS 2024 1 year estimates, table based summary file](https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/) 2. [Census 2024 Gazetteer place file](https://www.census.gov/geographies/reference-files/time-series/geo/gazetteer-files.html) 3. [2023 NFDA General Price List Study Shows Inflation Increasing Faster than the Cost of a Funeral (NFDA)](https://content.nfda.org/news/media-center/nfda-news-releases/id/8134/2023-nfda-general-price-list-study-shows-inflation-increasing-faster-than-the-cost-of-a-funeral) 4. [California Department of Insurance](https://www.insurance.ca.gov) 5. [California Life & Health Insurance Guarantee Association](http://www.califega.org) Local numbers are Census American Community Survey 2024 one year estimates for Inglewood, CA. The coverage figure is a rule of thumb, not advice.