---
title: Terms of Use | Coverfolk
url: https://coverfolk.com/terms
updated: 2026-10-08
---

# Terms of use

**Last updated October 8, 2026.**

## What Coverfolk is

Coverfolk is a free service that connects you with licensed life insurance agents. We are not an insurance company or an agent, and we do not sell, issue or underwrite policies.

## Quotes and estimates

Any numbers on this site, including calculators, are estimates for learning. Your real price and approval come from the insurance company after it reviews your application.

## Contact consent

When you check the consent box and confirm your phone, you agree that Coverfolk, Dial Haul and the licensed agents who buy your request through Dial Haul may contact you about life insurance, as the box says. Consent is not a condition of any purchase. You can stop at any time by replying STOP or by contacting us.

## Your information must be true

Only enter your own information and your own phone number.

## Facts and sources

We link the sources behind the facts on this site. Laws and prices change. Nothing here is legal, tax or financial advice.

## Contact

[hello@coverfolk.com](mailto:hello@coverfolk.com)

Demo text. Have your lawyer review this page before launch.

## Questions about these terms

Is Coverfolk giving me advice?

No. Our pages are general information. A licensed agent can help with your own situation.

Are quotes guaranteed?

No. Your final price is set by the insurance company after it reviews your application.