Yes, many people can. A DUI can raise your price, and a recent one can lead to a delay or a no, so tell the truth on the form.
Your driving record is part of your price. Connecticut lists accidents, DUI citations and tickets as things that affect what you pay.
Applications ask about it. One sample application on file with the SEC asks if you have ever been convicted of a DUI. It also asks about reckless driving or a suspended license in the last 5 years, and moving tickets in the last 3 years.
Insurers check your answers. The NAIC says answers are verified and false statements could reduce or cancel your coverage.
Lying can hurt your family later. In the first 2 years of a policy, the insurer can challenge a claim based on a wrong answer on the application.
Each company treats a DUI its own way. If one says no or quotes high, ask another.
- Know the date of your DUI and any court terms
- Be honest on every driving question
- Get quotes from more than one company
- Keep your record clean from here on
More questions
How long does a DUI affect my price?
It depends on the company. The sample application we checked asks if you have ever had a DUI, with no time limit.
Can I hide it?
No. Insurers check records. A false answer can lead to a denied claim in the first 2 years.
Will more than one DUI matter more?
It can. Each DUI is part of your driving record, and your record is part of your price. Shop more than one company.
