nurses coverage calculator
Your pay, your loans, your work plan. See the gap in 30 seconds.
OpenIf you die on the job
What workers comp, work plans and Social Security pay, and what they don't.
OpenWhy it matters
Fatal injuries are rare for nurses. In 2023, registered nurses had a rate of 0.5 per 100,000 full time workers. The rate for all workers was 3.5.
Most nurses work in hospitals, and many get life insurance through work. That coverage usually ends if you change jobs or go travel. A policy you own stays with you.
- About 59 percent of registered nurses work in hospitals, where life coverage often comes through the job.
- Life insurance from work usually ends when you leave the job. A basic work plan often pays only one or two times your yearly pay.
What an insurer may ask you
Have these ready. Being honest up front gets you a real price and avoids problems at claim time.
- Your health history
- Age and tobacco use
- Where you work and your role
- Travel nursing assignments
Common questions
I have life insurance at the hospital. Why buy more?
A basic work plan often pays one or two times your yearly pay. It usually ends when you leave the job.
Will my job raise my price?
Nursing is a low risk job for fatal injuries. Your age, health, and tobacco use matter most.
Can I skip the medical exam?
Some insurers use data like prescription history and records instead of an exam. If the data is not enough, you may still need one.
