correctional officers coverage calculator
Your pay, your loans, your work plan. See the gap in 30 seconds.
OpenIf you die on the job
What workers comp, work plans and Social Security pay, and what they don't.
OpenWhy it matters
BLS says these officers have one of the highest rates of injury and illness of all jobs. Many get hurt in fights with people in custody.
Most work for state and local government. BLS says 84 percent of those workers had access to a work life plan in 2026. A plan you own can add to it and stay with you.
- BLS says correctional officers have one of the highest rates of injuries and illnesses of all jobs.
- 84 percent of state and local government workers had access to life insurance at work in March 2026.
- Life insurance from work usually ends when you leave the job. A basic work plan often pays only one or two times your yearly pay.
What an insurer may ask you
Have these ready. Being honest up front gets you a real price and avoids problems at claim time.
- Where you work: jail, prison, or court
- Any special team work, like tactical units
- How much coverage you have through work
- Your age, health, and tobacco use
Common questions
Can correctional officers get life insurance?
Yes. Your age, health, and tobacco use matter most.
Do I already have coverage at work?
Many do. Check your benefits. A basic plan often pays one or two times your pay.
What happens if I leave the job?
Work coverage usually ends. A policy you own keeps going.
Should I buy more than my work plan?
Think about your mortgage, debts, and kids. Many families need more than one or two years of pay.
