oil and gas coverage calculator
Your pay, your loans, your work plan. See the gap in 30 seconds.
OpenIf you die on the job
What workers comp, work plans and Social Security pay, and what they don't.
OpenWhy it matters
CDC says fatal injury rates for oil and gas workers have been about seven times higher than for all US workers. Vehicle crashes caused about 1 in 4 deaths from 2014 to 2019.
Many workers in this field work for contractors. If your family counts on your pay, a plan you own stays with you from job to job.
- CDC says oil and gas extraction workers have had fatal injury rates about seven times higher than all US workers.
- From 2014 to 2019, about three out of four oil and gas deaths were among contractor workers. Vehicle crashes were the top cause.
What an insurer may ask you
Have these ready. Being honest up front gets you a real price and avoids problems at claim time.
- Onshore or offshore work
- Your job, like driller, roustabout, or truck driver
- Travel to remote sites or overseas
- Work with explosives or well servicing
- Your driving record
- Your age, health, and tobacco use
Common questions
Can oil and gas workers get life insurance?
Yes. Your job may affect your price. Insurers ask what you do and where.
Does offshore work matter?
It can. Insurers often ask if you work offshore.
I work for a contractor. Do I have coverage?
Ask your employer. Work coverage usually ends when you leave the job.
Why do they ask about driving?
CDC says vehicle crashes were the top cause of oil and gas deaths from 2014 to 2019.
