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The Coverfolk blog

Plain answers about life insurance, with sources. New posts every week.

Social Security pays $255 when you die. A funeral costs about $8,300.
Final expense · October 9, 2026Social Security pays $255 when you die. A funeral costs about $8,300.The Social Security death payment is $255, and only a spouse or certain children can get it. Here is what a funeral really costs and how families cover the gap.
Only 59% of workers can get life insurance at work. What happens when you leave?
Term life · October 2, 2026Only 59% of workers can get life insurance at work. What happens when you leave?Only 59% of private industry workers can get life insurance through work, and it usually ends when the job ends. Here is why your own policy matters.
VALife for veterans: the $40,000 limit and the 2 year wait.
Veterans · September 25, 2026VALife for veterans: the $40,000 limit and the 2 year wait.VALife covers up to $40,000 and full coverage starts 2 years after you apply. Here is who can get it and what other choices veterans have.
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