rideshare and delivery coverage calculator
Your pay, your loans, your work plan. See the gap in 30 seconds.
OpenIf you die on the job
What workers comp, work plans and Social Security pay, and what they don't.
OpenWhy it matters
Ride app drivers usually work as independent contractors. They use their own cars and pay for gas and repairs. That also means no work benefits.
If you drive for apps, no one is buying life insurance for you. A policy you own can protect your family.
- Ride hailing drivers typically work as independent contractors, and about 86 percent of taxi drivers are self employed.
- Light truck drivers have one of the highest injury rates of any job, from lifting and from car crashes.
What an insurer may ask you
Have these ready. Being honest up front gets you a real price and avoids problems at claim time.
- Your driving record
- Full time or part time driving
- Other jobs you have
- Health, age, and tobacco use
Common questions
Do ride apps give drivers life insurance?
Drivers usually work as independent contractors, so they do not get employer benefits like a work life plan.
Will driving for an app raise my price?
It may. Insurers look at your job, and some check your driving record.
How much coverage do I need?
Add up your debts, car loan, rent or mortgage, and how many years of pay your family would need.
