How Coverfolk works

Three steps, no pressure, and a clear answer on who will call you.

1. Tell us what you want to protect

Pick what the money is for, your job, your age range and your state. We never ask for your Social Security number on our form.

2. Confirm your phone with a code

We text a 6 digit code to the number you give us. This proves the number is yours. It stops people from typing in someone else's number, and it means your request goes to real agents, not robots.

3. A licensed agent shows you real prices

A licensed agent in your state reaches out by text or call. They compare companies, answer questions, and help you apply if you want to. You are never required to buy.

How Coverfolk makes money

Coverfolk is free for you. When you agree on our form, we share your request with Dial Haul, our lead partner. Dial Haul sells quote requests to licensed agents. That is how we pay for this site. Insurance companies set the prices, so using Coverfolk does not raise what you pay.