The short answer
Yes, you can still get life insurance in your 50s, 60s, 70s and 80s. Term life is often sold up to about age 70 or 80, and final expense plans are common from 50 to 85.
Pick your age
Sample $10,000 final expense rates
| Age | Women | Men |
|---|---|---|
| 50 | $24 | $31 |
| 55 | $28 | $36 |
| 60 | $33 | $43 |
| 65 | $41 | $54 |
| 70 | $53 | $70 |
| 75 | $71 | $97 |
| 80 | $98 | $134 |
| 85 | $136 | $193 |
Choice Mutual, Rates valid as of March 9, 2026. Not a quote.
Guides for seniors
Life insurance in your 50sLife insurance over 60Life insurance over 70Life insurance over 80Life insurance retireesAm I too old to get life insurance?Is there an age limit for life insurance?What are my options for life insurance over 70?What is guaranteed issue and a graded death benefit?Does Medicare pay for a funeral?Does Social Security pay a death benefit?
