Yes. Green card holders usually have the same choices as citizens. Many visa holders can get coverage too, but it depends on the visa and the company.
Green card holders are permanent residents. Policygenius says they have the same life insurance options as US citizens.
Visa holders face more rules. Guardian says many carriers accept work visas like H-1B, L, E, O and TN. Few cover student visa holders.
Insurers often want proof you live here. Common needs are a US address, a US bank account, and a Social Security number or tax ID number.
Expect extra questions. One sample application on file with the SEC asks if you are a US citizen. A no leads to a foreign residence and travel form.
Some insurers want you to have lived here a while, often 1 to 5 years. Family, a job or a home here can help.
- Green card or visa
- Social Security number or tax ID
- US bank account
- US home address
- Sign and do any exam while in the US
More questions
Can I get coverage on a student visa?
It is hard. Few companies cover student visa holders.
Do I need a Social Security number?
Usually you need a Social Security number or a tax ID number.
Can my family back home be my beneficiary?
Often yes, but ask. Some insurers want the payout to go to a US bank account.
