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Funeral costs in Colorado

What it costs, who helps families with no money, and the Colorado rules that protect you.

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Updated October 8, 2026Fact checked
ColoradoFuneral costs and help
The short answer

Nationally, a funeral with viewing and burial had a median cost of $8,300 (2023, NFDA).

Help paying in Colorado

County death reimbursement (C.R.S. 26-2-129)

County departments of human or social services, for people who were on public assistance or Medicaid at death. Up to $1,500 paid to the provider. If all charges for the funeral or final disposition total more than $2,500, nothing is paid. Paid only when the estate and legally responsible family cannot pay, and subject to available money. Official page

Prepaid funeral plans

The Colorado Division of Insurance regulates preneed funeral contracts. You can cancel in writing within 7 days of signing and get a 100% refund within 10 days. After that you can still cancel at any time, and any return must be paid within 30 days of your request. The contract must say it is not insurance (C.R.S. 10-15-105).

Plan ahead

A small final expense policy can pay these costs so your family does not have to. Final expense in Colorado.

Common questions

How much does a funeral cost in Colorado?

Nationally, the median funeral with viewing and burial was $8,300 in 2023 and $6,280 with cremation. Prices in Colorado vary by funeral home, so ask for the itemized price list.

Is there help paying for a funeral in Colorado?

County death reimbursement (C.R.S. 26-2-129) (County departments of human or social services, for people who were on public assistance or Medicaid at death).

Who regulates funeral homes in Colorado?

The state funeral licensing board.

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About 3 in 4 people guess life insurance costs more than it does. LIMRA 2026

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