Nationally, a funeral with viewing and burial had a median cost of $8,300 (2023, NFDA). In Florida, between 71% and 80% of deaths led to cremation, per early 2025 numbers from the Cremation Association of North America.
Help paying in Florida
The county commission where the person died. No dollar amount in the law. Each county sets its own rules. Official page
Miami-Dade County Medical Examiner. Family pays $150 if on SNAP, Medicaid, TANF, or SSI. Others pay $475. Income must be at or under the federal poverty line. No viewing or service. Call 305 545 2400. Official page
Medicaid and burial money
You and your spouse can each set aside up to $2,500 for burial and it is not counted. This $2,500 is not cut by burial insurance or an irrevocable plan. An irrevocable prepaid burial contract is not counted at all. A burial trust set up with a funeral home is treated the same way.
Prepaid funeral plans
The Division of Funeral, Cemetery, and Consumer Services (Department of Financial Services) licenses preneed sellers. Sellers must put 70% of the price for services in trust. For goods it is 30% of the price or 110% of wholesale cost, whichever is more. You get 100% back if you cancel in writing within 30 days. Services can be canceled any time for 100% of what you paid. A state fund can help if a seller fails.
Where to complain
Board of Funeral, Cemetery, and Consumer Services, Florida Department of Financial Services. Complaints must be in writing on their form. Call (850) 413 3039. Website
Plan ahead
A small final expense policy can pay these costs so your family does not have to. Final expense in Florida.
Common questions
How much does a funeral cost in Florida?
Nationally, the median funeral with viewing and burial was $8,300 in 2023 and $6,280 with cremation. Prices in Florida vary by funeral home, so ask for the itemized price list.
Is there help paying for a funeral in Florida?
County burial or cremation of unclaimed remains (Fla. Stat. 406.50) (The county commission where the person died); Cremation for the Indigent (Miami-Dade County Medical Examiner).
Who regulates funeral homes in Florida?
Board of Funeral, Cemetery, and Consumer Services, Florida Department of Financial Services. Complaints must be in writing on their form. Call (850) 413 3039.
