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Funeral costs in Washington

What it costs, who helps families with no money, and the Washington rules that protect you.

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Updated October 8, 2026Fact checked
WashingtonFuneral costs and help
The short answer

Nationally, a funeral with viewing and burial had a median cost of $8,300 (2023, NFDA).

Help paying in Washington

County disposal of remains of indigent persons (RCW 36.39.030)

The board of county commissioners where the person died. No dollar amount in the law. Covers indigent people, including those on public assistance, whose body is not claimed by family or a church. Official page

Medicaid and burial money

Up to $1,500 each for you and your spouse set aside only for burial is not counted. It is lowered by cash value life insurance that is excluded and by irrevocable burial plans. An irrevocable burial trust or plan is not counted if the amount is reasonable for expected costs. Burial spaces are not counted.

Prepaid funeral plans

The funeral home can keep up to 10% of the price and must put at least 90% in a trust. Cancel within 30 days of signing and you get a full refund. After that, if your contract is revocable, you can demand a refund of the amount in trust. Trust fees are capped at 1% a year.

Plan ahead

A small final expense policy can pay these costs so your family does not have to. Final expense in Washington.

Common questions

How much does a funeral cost in Washington?

Nationally, the median funeral with viewing and burial was $8,300 in 2023 and $6,280 with cremation. Prices in Washington vary by funeral home, so ask for the itemized price list.

Is there help paying for a funeral in Washington?

County disposal of remains of indigent persons (RCW 36.39.030) (The board of county commissioners where the person died).

Who regulates funeral homes in Washington?

The state funeral licensing board.

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About 3 in 4 people guess life insurance costs more than it does. LIMRA 2026

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