Nationally, a funeral with viewing and burial had a median cost of $8,300 (2023, NFDA).
Help paying in Rhode Island
Rhode Island Department of Human Services. Basic allowance of $900, paid to the funeral home. Friends or other family (not legally liable relatives) can add up to $1,600 for upgrades without losing it. Apply before final arrangements, or within 30 days of the death. Official page
Medicaid and burial money
Community Medicaid for elders and adults with disabilities does not count up to $1,500 set aside for burial. For the medically needy group it is $4,000. Interest left in an excluded burial fund is also not counted.
Prepaid funeral plans
Only a licensed funeral director or embalmer can sell a prepaid funeral contract. The funeral home must put the money in an escrow account within 15 days, and interest stays in it. You can cancel in writing before the funeral. You get your money and interest back within 15 days, minus costs of no more than 2.5% or $200, whichever is more. Irrevocable contracts are allowed.
Plan ahead
A small final expense policy can pay these costs so your family does not have to. Final expense in Rhode Island.
Common questions
How much does a funeral cost in Rhode Island?
Nationally, the median funeral with viewing and burial was $8,300 in 2023 and $6,280 with cremation. Prices in Rhode Island vary by funeral home, so ask for the itemized price list.
Is there help paying for a funeral in Rhode Island?
Funeral and burial expenses (R.I. Gen. Laws 40-6-3.10) (Rhode Island Department of Human Services).
Who regulates funeral homes in Rhode Island?
The state funeral licensing board.
