Nationally, a funeral with viewing and burial had a median cost of $8,300 (2023, NFDA).
Prepaid funeral plans
The Missouri State Board of Embalmers and Funeral Directors oversees preneed contracts. For a trust funded contract, all payments go into the trust within 60 days. The seller can take up to 5% as an origination fee and up to another 10% of the face value from the trust. If your contract is revocable, you can cancel any time before the funeral in writing. Within 15 days the trustee must pay you 100% of the trust money, including the parts the seller took, but not the income earned.
Where to complain
Missouri State Board of Embalmers and Funeral Directors. Anyone can file a complaint about a preneed contract with the board, and the board must investigate it (RSMo 436.470). Website
Plan ahead
A small final expense policy can pay these costs so your family does not have to. Final expense in Missouri.
Common questions
How much does a funeral cost in Missouri?
Nationally, the median funeral with viewing and burial was $8,300 in 2023 and $6,280 with cremation. Prices in Missouri vary by funeral home, so ask for the itemized price list.
Is there help paying for a funeral in Missouri?
Check with your county. Many counties help when a family has no money.
Who regulates funeral homes in Missouri?
Missouri State Board of Embalmers and Funeral Directors. Anyone can file a complaint about a preneed contract with the board, and the board must investigate it (RSMo 436.470).
