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Funeral costs in Maryland

What it costs, who helps families with no money, and the Maryland rules that protect you.

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Updated October 8, 2026Fact checked
MarylandFuneral costs and help
The short answer

Nationally, a funeral with viewing and burial had a median cost of $8,300 (2023, NFDA).

Help paying in Maryland

Burial Assistance Program

Maryland Department of Human Services. Not published on the page. Limited cash help paid to the funeral director when the person who died was on, or eligible for, a DHS program such as TCA, TDAP, PAA, Medical Assistance or SSI. Call 1-800-332-6347. Official page

Medicaid and burial money

Up to $1,500 per person set aside for burial is not counted. Life insurance with excluded cash value and irrevocable burial funds lower that $1,500. An irrevocable burial fund of any amount and burial spaces for the family are not counted.

Prepaid funeral plans

Only a licensed mortician or funeral director can sell a preneed funeral contract. Within 10 days of each payment, the seller must put 100% of the money for services, 80% of the price of a casket or vault, and 100% for other goods into an escrow or trust account. Unless you made the trust irrevocable, you can ask in writing for a refund of all payments and interest.

Where to complain

Maryland State Board of Morticians and Funeral Directors, Maryland Department of Health. Website

Plan ahead

A small final expense policy can pay these costs so your family does not have to. Final expense in Maryland.

Common questions

How much does a funeral cost in Maryland?

Nationally, the median funeral with viewing and burial was $8,300 in 2023 and $6,280 with cremation. Prices in Maryland vary by funeral home, so ask for the itemized price list.

Is there help paying for a funeral in Maryland?

Burial Assistance Program (Maryland Department of Human Services).

Who regulates funeral homes in Maryland?

Maryland State Board of Morticians and Funeral Directors, Maryland Department of Health.

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